[data-publication=financy-hub]{--mhm-ink:#16211D;--mhm-ink-soft:#4A5852;--mhm-ink-faint:#667570;--mhm-purple:#0E5C46;--mhm-violet:#11785A;--mhm-electric:#3FBE93;--mhm-lavender:#EDF4F0;--mhm-brass:#8A6216;--mhm-brass-lift:#D9A94E;--mhm-page:#FBFAF6;--mhm-surface:#FFFFFF;--mhm-surface-2:#F3F0E9;--mhm-border:#E4DFD3;--mhm-rule:#D2CBBB;--mhm-success:#11785A;--mhm-danger:#A8321F;--mhm-accent:var(--mhm-violet);--mhm-display:var(--font-mhm-display),"Iowan Old Style",Georgia,"Times New Roman",serif;--mhm-body:var(--font-mhm-body),ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;--mhm-mono:var(--font-mhm-mono),ui-monospace,"SF Mono","Cascadia Mono",Menlo,monospace;--mhm-w-reg:400;--mhm-w-med:500;--mhm-w-strong:600;--mhm-t-mega:clamp(2.35rem,1.15rem + 5.2vw,5.5rem);--mhm-t-xl:clamp(1.95rem,1.2rem + 3.2vw,3.5rem);--mhm-t-lg:clamp(1.5rem,1.1rem + 1.9vw,2.35rem);--mhm-t-md:clamp(1.2rem,1.03rem + 0.85vw,1.6rem);--mhm-t-sm:clamp(1.15rem,1.06rem + 0.4vw,1.28rem);--mhm-t-body:clamp(1.0625rem,1.03rem + 0.16vw,1.15rem);--mhm-t-read:clamp(1.0625rem,1.0rem + 0.22vw,1.25rem);--mhm-t-copy:clamp(0.925rem,0.9rem + 0.13vw,1rem);--mhm-t-note:clamp(0.85rem,0.83rem + 0.1vw,0.9rem);--mhm-t-meta:clamp(0.78125rem,0.765rem + 0.08vw,0.825rem);--mhm-t-micro:clamp(0.6875rem,0.675rem + 0.06vw,0.72rem);--mhm-u:0.5rem;--mhm-gutter:clamp(1.25rem,0.6rem + 2.6vw,3rem);--mhm-max:1360px;--mhm-read:68ch;--mhm-r:10px;--mhm-r-lg:18px;--mhm-r-sm:6px;--mhm-shadow:0 2px 8px -4px rgba(22,33,29,0.16),0 12px 32px -20px rgba(22,33,29,0.28);--mhm-shadow-lg:0 4px 12px -6px rgba(22,33,29,0.14),0 28px 60px -32px rgba(22,33,29,0.40);--mhm-ease:cubic-bezier(0.22,0.61,0.36,1);--mhm-ease-out:cubic-bezier(0.16,1,0.3,1);color-scheme:light;background:var(--mhm-page);color:var(--mhm-ink);font-family:var(--mhm-body)!important;font-size:var(--mhm-t-body);line-height:1.6;font-feature-settings:"kern" 1,"liga" 1;-webkit-font-smoothing:antialiased}[data-publication=financy-hub] button,[data-publication=financy-hub] input,[data-publication=financy-hub] select,[data-publication=financy-hub] textarea{font-family:var(--mhm-body)!important}[data-publication=financy-hub] p{line-height:1.6!important;margin:0}[data-publication=financy-hub] h1,[data-publication=financy-hub] h2,[data-publication=financy-hub] h3,[data-publication=financy-hub] h4{font-family:var(--mhm-display);font-weight:var(--mhm-w-med);line-height:1.14;letter-spacing:-.014em;margin:0;color:var(--mhm-ink);text-wrap:balance}[data-publication=financy-hub] h1 *,[data-publication=financy-hub] h2 *,[data-publication=financy-hub] h3 *,[data-publication=financy-hub] h4 *{font-family:inherit}:where([data-publication=financy-hub] a){color:inherit;text-decoration:none}[data-publication=financy-hub] ol,[data-publication=financy-hub] ul{margin:0;padding:0;list-style:none}[data-publication=financy-hub] img{max-width:100%;display:block}[data-publication=financy-hub] :focus-visible{outline:2px solid var(--mhm-violet);outline-offset:3px;border-radius:var(--mhm-r)}.mhm-skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--mhm-ink);color:var(--mhm-page);padding:.75rem 1.25rem;font:600 var(--mhm-t-meta)/1 var(--mhm-mono);letter-spacing:.06em;text-transform:uppercase}.mhm-skip:focus{left:.75rem;top:.75rem}.mhm-shell{width:100%;max-width:var(--mhm-max);margin:0 auto;padding-inline:var(--mhm-gutter)}.mhm-shell--read{max-width:900px}.mhm-band{padding-block:clamp(3rem,1.6rem + 5vw,6.5rem)}.mhm-band--tight{padding-block:clamp(2rem,1.2rem + 3vw,3.75rem)}.mhm-band+.mhm-band{border-top:1px solid var(--mhm-border)}.mhm-band--ink{background:var(--mhm-ink)}.mhm-band--ink,.mhm-band--ink h2,.mhm-band--ink h3{color:var(--mhm-page)}.mhm-band--lav{background:var(--mhm-lavender)}.mhm-shead{display:grid;gap:calc(var(--mhm-u) * 1.5);margin-bottom:calc(var(--mhm-u) * 5)}.mhm-shead-top{display:flex;align-items:center;gap:.85rem;flex-wrap:wrap}.mhm-shead-ix{display:inline-flex;align-items:center;gap:.5rem;padding:.4rem .85rem;border-radius:999px;background:color-mix(in srgb,var(--mhm-accent) 12%,transparent);font:var(--mhm-w-med) var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--mhm-accent);white-space:nowrap}.mhm-band--ink .mhm-shead-ix{background:rgba(255,255,255,.1);color:var(--mhm-electric)}.mhm-shead-kicker{font:500 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--mhm-ink-faint);margin-left:auto;text-align:right}.mhm-shead h2{font-size:var(--mhm-t-xl);max-width:22ch}.mhm-shead p{color:var(--mhm-ink-soft);max-width:62ch;font-size:var(--mhm-t-sm)}.mhm-band--ink .mhm-shead p{color:#B3C4BC}.sec-h{display:grid;gap:.85rem;justify-items:start;margin-bottom:clamp(1.5rem,3vw,2.5rem)}.sec-h-row{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;width:100%}.sec-h-badge{gap:.55rem;padding:.45rem .9rem;background:color-mix(in srgb,var(--mhm-accent) 12%,transparent);font:var(--mhm-w-med) var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--mhm-accent)}.sec-h-badge,.sec-h-badge b{display:inline-flex;align-items:center;border-radius:999px}.sec-h-badge b{justify-content:center;min-width:1.6em;padding:.15em .35em;background:color-mix(in srgb,var(--mhm-accent) 20%,transparent);font-weight:var(--mhm-w-med)}.sec-h-aside{margin-left:auto;font:var(--mhm-w-med) var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--mhm-ink-faint)}.sec-h h2,.sec-h h3{font-size:var(--mhm-t-lg);letter-spacing:-.026em;max-width:20ch}.sec-h-intro{font-size:var(--mhm-t-copy);line-height:1.7!important;color:var(--mhm-ink-soft);max-width:62ch}.fh-h--dark .sec-h-badge,.mhm-band--ink .sec-h-badge{background:rgba(255,255,255,.1);color:var(--mhm-electric)}.fh-h--dark .sec-h-badge b,.mhm-band--ink .sec-h-badge b{background:rgba(255,255,255,.14)}.fh-h--dark .sec-h-intro,.mhm-band--ink .sec-h-intro{color:rgba(255,255,255,.8)}.fh-h--dark .sec-h-aside,.mhm-band--ink .sec-h-aside{color:rgba(255,255,255,.55)}.mhm-eyebrow{display:inline-flex;align-items:center;gap:.5rem;font:500 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--mhm-accent)}.mhm-eyebrow:before{content:"";width:14px;height:2px;background:currentColor;flex:none}.mhm-eyebrow--plain:before{display:none}.mhm-sponsored{display:inline-flex;align-items:center;align-self:flex-start;font:500 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--mhm-ink-soft);background:rgba(163,132,74,.14);border:1px solid var(--mhm-brass);border-radius:999px;padding:.28rem .6rem}.mhm-meta{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem .75rem;font:400 var(--mhm-t-meta)/1.3 var(--mhm-mono);color:var(--mhm-ink-faint);letter-spacing:.01em}.mhm-meta>*+:before{content:"·";margin-right:.75rem;color:var(--mhm-rule)}.mhm-meta a:hover{color:var(--mhm-violet);text-decoration:underline;text-underline-offset:3px}.mhm-story{display:grid;gap:calc(var(--mhm-u) * 1.5);position:relative}.mhm-story h3{font-size:var(--mhm-t-md)}.mhm-story h3 a{display:inline;background-image:linear-gradient(var(--mhm-accent),var(--mhm-accent));background-size:0 1px;background-position:0 100%;background-repeat:no-repeat;transition:background-size .4s var(--mhm-ease)}.mhm-story h3 a:hover{background-size:100% 1px}.mhm-story p{color:var(--mhm-ink-soft);font-size:var(--mhm-t-copy)}.mhm-story--ruled{border-top:1px solid var(--mhm-rule);padding-top:calc(var(--mhm-u) * 2.5)}.mhm-fig{position:relative;overflow:hidden;background:var(--mhm-surface-2);aspect-ratio:16/10;border-radius:var(--mhm-r)}.mhm-fig img{width:100%;height:100%;object-fit:cover;transition:transform .7s var(--mhm-ease),filter .5s ease}.mhm-fig:hover img,a:hover .mhm-fig img{transform:scale(1.035)}.mhm-fig--tall{aspect-ratio:3/4}.mhm-fig--wide{aspect-ratio:15/7}.mhm-fig--sq{aspect-ratio:1/1}.mhm-fig--empty{background:repeating-linear-gradient(135deg,color-mix(in srgb,var(--mhm-accent) 12%,transparent) 0 2px,transparent 2px 9px),var(--mhm-surface-2)}.mhm-btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;padding:.85rem 1.5rem;border:1px solid var(--mhm-ink);background:var(--mhm-ink);color:var(--mhm-page);border-radius:var(--mhm-r);cursor:pointer;font:600 var(--mhm-t-note)/1 var(--mhm-body);letter-spacing:.01em;transition:background .2s ease,color .2s ease,border-color .2s ease,transform .2s var(--mhm-ease)}.mhm-btn:hover:not(:disabled){background:var(--mhm-violet);border-color:var(--mhm-violet);transform:translateY(-1px)}.mhm-btn:disabled{opacity:.55;cursor:not-allowed}.mhm-btn--ghost{background:transparent;color:var(--mhm-ink)}.mhm-btn--ghost:hover:not(:disabled){background:var(--mhm-ink);color:var(--mhm-page);border-color:var(--mhm-ink)}.mhm-btn--full{width:100%}.fh-h--dark .mhm-btn,.mhm-band--ink .mhm-btn,.mhm-footer .mhm-btn{background:#ffffff;border-color:#ffffff;color:#16211D}.fh-h--dark .mhm-btn:hover:not(:disabled),.mhm-band--ink .mhm-btn:hover:not(:disabled),.mhm-footer .mhm-btn:hover:not(:disabled){background:var(--mhm-electric);border-color:var(--mhm-electric);color:#08110D}.fh-h--dark .mhm-btn--ghost,.mhm-band--ink .mhm-btn--ghost,.mhm-footer .mhm-btn--ghost{background:transparent;border-color:rgba(255,255,255,.45);color:#ffffff}.fh-h--dark .mhm-btn--ghost:hover:not(:disabled),.mhm-band--ink .mhm-btn--ghost:hover:not(:disabled),.mhm-footer .mhm-btn--ghost:hover:not(:disabled){background:rgba(255,255,255,.12);border-color:#ffffff;color:#ffffff}.mhm-band--ink .mhm-eyebrow,.mhm-band--ink .mhm-more,.mhm-footer .mhm-eyebrow,.mhm-footer .mhm-more{color:var(--mhm-electric)}.mhm-band--ink .mhm-more:hover,.mhm-footer .mhm-more:hover{color:#ffffff}.fh-h--dark :focus-visible,.mhm-band--ink :focus-visible,.mhm-footer :focus-visible{outline-color:#ffffff}.mhm-more{display:inline-flex;align-items:center;gap:.5rem;font:500 var(--mhm-t-meta)/1 var(--mhm-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--mhm-accent)}.mhm-more span{transition:transform .25s var(--mhm-ease)}.mhm-more:hover span{transform:translateX(5px)}.mhm-field{display:grid;gap:.4rem}.mhm-label{font:500 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--mhm-ink-soft)}.mhm-input,.mhm-select,.mhm-textarea{width:100%;padding:.85rem 1rem!important;background:var(--mhm-surface);color:var(--mhm-ink);border:1px solid var(--mhm-border);border-radius:var(--mhm-r);font-size:var(--mhm-t-copy);line-height:1.4;transition:border-color .18s ease,box-shadow .18s ease}.mhm-input::placeholder,.mhm-textarea::placeholder{color:var(--mhm-ink-faint);padding:0}[data-publication=financy-hub] input[type=search]::-webkit-search-cancel-button,[data-publication=financy-hub] input[type=search]::-webkit-search-decoration,[data-publication=financy-hub] input[type=search]::-webkit-search-results-button{-webkit-appearance:none;appearance:none;display:none}.mhm-input:focus,.mhm-select:focus,.mhm-textarea:focus{outline:none;border-color:var(--mhm-violet);box-shadow:0 0 0 3px color-mix(in srgb,var(--mhm-violet) 18%,transparent)}.mhm-textarea{min-height:8.5rem;resize:vertical}.mhm-input[aria-invalid=true],.mhm-textarea[aria-invalid=true]{border-color:var(--mhm-danger)}.mhm-err{color:var(--mhm-danger)}.mhm-err,.mhm-hint{font-size:var(--mhm-t-meta)}.mhm-hint{color:var(--mhm-ink-faint)}.fh-sfield{display:flex;align-items:center;gap:.6rem;padding:.2rem .35rem .2rem .9rem;background:var(--mhm-page);border:1px solid var(--mhm-border);border-radius:999px;transition:border-color .18s ease,box-shadow .18s ease,background .18s ease}.fh-sfield:focus-within{background:var(--mhm-surface);border-color:var(--mhm-violet);box-shadow:0 0 0 3px color-mix(in srgb,var(--mhm-violet) 16%,transparent)}.fh-sfield-icon{flex:none;color:var(--mhm-ink-faint)}.fh-sfield:focus-within .fh-sfield-icon{color:var(--mhm-violet)}.fh-sfield-input{flex:1 1 auto;min-width:0;padding:.75rem 0!important;border:0;background:none;font-size:var(--mhm-t-note);color:var(--mhm-ink)}.fh-sfield-input:focus{outline:none}.fh-sfield-input::placeholder{color:var(--mhm-ink-faint)}.fh-sfield-go{flex:none;width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;background:var(--mhm-ink);color:#fff;border:0;border-radius:999px;cursor:pointer;transition:background .18s ease,opacity .18s ease}.fh-sfield-go:hover:not(:disabled){background:var(--mhm-violet)}.fh-sfield-go:disabled{opacity:.28;cursor:not-allowed}.fh-sfield--lg{padding-left:1.15rem}.fh-sfield--lg .fh-sfield-input{padding:1rem 0!important;font-size:var(--mhm-t-sm)}.fh-sfield--lg .fh-sfield-icon{width:20px;height:20px}.mhm-check{display:grid;grid-template-columns:auto 1fr;gap:.7rem;align-items:start;cursor:pointer}.mhm-check input{width:1.05rem;height:1.05rem;margin-top:.2rem;padding:0!important;accent-color:var(--mhm-violet);flex:none}.mhm-check span{font-size:var(--mhm-t-note);line-height:1.55;color:var(--mhm-ink-soft)}.mhm-check a{color:var(--mhm-violet);text-decoration:underline;text-underline-offset:2px}.mhm-note{padding:.85rem 1rem;border-radius:var(--mhm-r);font-size:var(--mhm-t-note);border:1px solid}.mhm-note--ok{color:var(--mhm-success);border-color:color-mix(in srgb,var(--mhm-success) 40%,transparent);background:color-mix(in srgb,var(--mhm-success) 8%,transparent)}.mhm-note--bad{color:var(--mhm-danger);border-color:color-mix(in srgb,var(--mhm-danger) 40%,transparent);background:color-mix(in srgb,var(--mhm-danger) 8%,transparent)}.mhm-empty{border:1px dashed var(--mhm-rule);border-radius:var(--mhm-r);padding:clamp(2rem,1rem + 3vw,3.5rem);text-align:center;display:grid;gap:.75rem;justify-items:center}.mhm-empty strong{font-family:var(--mhm-display);font-size:var(--mhm-t-md);font-weight:600}.mhm-empty p{color:var(--mhm-ink-soft);max-width:46ch;font-size:var(--mhm-t-copy)}.mhm-demo{display:inline-flex;align-items:center;gap:.45rem;font:600 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--mhm-danger);border:1px solid;padding:.35rem .6rem;border-radius:var(--mhm-r)}.mhm-pager{display:flex;gap:.4rem;flex-wrap:wrap;margin-top:calc(var(--mhm-u) * 6)}.mhm-pager,.mhm-pager a,.mhm-pager span{align-items:center;justify-content:center}.mhm-pager a,.mhm-pager span{min-width:2.6rem;height:2.6rem;display:inline-flex;padding-inline:.7rem;border:1px solid var(--mhm-border);border-radius:var(--mhm-r);font:500 var(--mhm-t-meta)/1 var(--mhm-mono);color:var(--mhm-ink-soft);transition:border-color .18s ease,color .18s ease}.mhm-pager a:hover{border-color:var(--mhm-ink);color:var(--mhm-ink)}.mhm-pager [aria-current=page]{background:var(--mhm-ink);border-color:var(--mhm-ink);color:var(--mhm-page)}.mhm-pager .is-off{opacity:.35;pointer-events:none}.mhm-chip{display:inline-flex;align-items:center;gap:.4rem;padding:.45rem .85rem;border:1px solid var(--mhm-border);border-radius:999px;font:var(--mhm-w-med) var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--mhm-ink-soft);background:var(--mhm-surface);transition:border-color .18s ease,color .18s ease,background .18s ease}a.mhm-chip:hover{border-color:var(--mhm-accent);color:var(--mhm-accent);background:color-mix(in srgb,var(--mhm-accent) 7%,var(--mhm-surface))}.mhm-rise{opacity:0;transform:translateY(16px);transition:opacity .6s var(--mhm-ease),transform .6s var(--mhm-ease)}.mhm-rise.is-in{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){[data-publication=financy-hub] *,[data-publication=financy-hub] :after,[data-publication=financy-hub] :before{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.mhm-rise{opacity:1!important;transform:none!important}}.mhm-story-body{display:grid;gap:calc(var(--mhm-u) * 1.25);align-content:start}.mhm-story-ix{font:500 var(--mhm-t-micro)/1 var(--mhm-mono);letter-spacing:.14em;color:var(--mhm-ink-faint)}.mhm-story--lead{gap:calc(var(--mhm-u) * 3)}.mhm-story--lead h2{font-size:var(--mhm-t-xl);letter-spacing:-.025em}.mhm-story--lead p{font-size:var(--mhm-t-sm);max-width:60ch;color:var(--mhm-ink-soft)}.mhm-story--row{grid-template-columns:78px 1fr;gap:calc(var(--mhm-u) * 2);align-items:start;border-top:1px solid var(--mhm-border);padding-top:calc(var(--mhm-u) * 2)}.mhm-story--row h3{font-size:var(--mhm-t-body);letter-spacing:-.01em}.mhm-story--row .mhm-story-body{gap:calc(var(--mhm-u) * .9)}.mhm-story--text{border-top:1px solid var(--mhm-border);padding-top:calc(var(--mhm-u) * 2)}.mhm-story--text 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